Are my details safe? How many bank accounts will it handle? How many years may I check? What if interest rates change during the month? Will it handle leap years? Do I have to enter all transactions? Is this accepted by the banks? Is it easy to use? Can't I do the same with a spreadsheet?

Are my details safe? Yes.  You do not enter any personal details. When you have finished with the internet version the information that you have entered is deleted. It is not stored. How many bank accounts will it handle? If you have one of our CD’s to run on your own computer, you may have as many accounts as your hard disk will allow. It has been designed to allow Accountants in Practice to store all of their clients' records.  I.E. thousands of accounts. The internet version allows you to check each month individually.   How many years may I check? For as many years as you have the records. What if interest rates change during the month? The program allows you to enter any changes to interest rates and the dates of the changes. Will it handle leap years? Financiers are able to use 365 days in their equation for leap years ...  they do not have to use 366 in their equation.    Do I have to enter all transactions? No! You enter only the last daily balance where a change has occurred.    Is this accepted by the banks? The banks accept the results provided the information has been entered correctly. They cannot argue against what is in black & white. An internationally accepted formula has been used.  It has been tested by a qualified actuary and used in a court case.   Is it easy to use? Yes! The Institute of Chartered Accountants in Australia described it as "user friendly". See the Live Demonstration. Can't I do the same with a spreadsheet? Yes but it will not be "accepted" unless it has been verified by an actuary or major accounting firm.