ALWAYS CHECK YOUR BANK STATEMENTS FOR ERRORS

HOW TO EASILY AND QUICKLY CHECK YOUR INTEREST CHARGES

HAVE YOU BEEN OVERCHARGED ? - ARE YOU SURE ?

CHECK YOUR BANK STATEMENTS
USE THE FREE ‘HOME LOAN CHECKER’

Most lenders warn their customers to check their statements for errors or omissions.

In the four independent surveys undertaken by ‘The Interest Savers’ from 1996 to 2001 there has been a greater
than 50% error rate in the calculation of interest on the accounts checked.

We suggest that you check back over at least 5 years and continue to check in the future.

The FREE computer programs on our website allow you to check your past and future statements.

Insert your details on a monthly basis to compare to your bank statements.

If the periods between interest charges (or credits) are for a different period to a month, insert the details
to suit the periods shown on your bank statements.

The HELP section will take you through the screens step-by-step.

We would most certainly appreciate any feedback on the programs that you are using and on any overcharges
that you discover relating to specific periods and lenders. Through your ‘feedback’ we should be able to establish
specific periods (and lenders) when overcharges have occurred and alert all of our clients to those periods.

If you have previously installed an earlier version of our programs you should retain that copy and all of the data files.


DO NOT FORGET

1. “We discovered $43,586.94 NOT credited to our account. Thank you for making me aware of your programs”.
GA. West Gosford. N.S.W. Australia.

2. “We used the program to discover $100,000 in overcharges”.
G.H. Motor Dealer, N.S.W. Australia. (appeared on television)

3. “The Interest Savers software enabled us to identify $32,670.07 of interest overcharges on our Home Loan”.
CCC. New Zealand. (appeared on television)

4. “The total of all mistakes discovered (for more than 20 of my clients ) amounted to over $500,000”.
J.N. Wahroonga, N.S.W. Australia. (appeared on television)

5. “I wish to advise of the success I had in using The Interest Savers program.
The bank underpaid $49,038.38 on my invalid mother's account”.
J.R. Brisbane, QLD. Australia.

6. “The Interest Savers picked up a wrongly imposed penalty of $650 on this writer's account”.
B. Biggs.(journalist) Melbourne .Sun Herald Sun.

7. “Don’t think it can’t happen to you. It can happen to anyone. It happened to me. I decided to check on my Home Loan and found that I had been overcharged by $5,000 over the past 2 years.
The bank then credited my account with the $5,000 ”. Financial Journalist reporting on the ‘Today Tonight’ television program.

The Home Loan Checker program allows borrowers to check that the interest charged ... is being calculated correctly.
The program is easy to use. Alex Holoyda. Your Mortgage Magazine.

I would highly recommend The Interest Savers program to all accounting firms. G.L. Chartered Accountant. NSW.